Adding a Teen Driver: Questions to Ask

When a teen begins driving, the household's liability exposure changes. It is a good time to revisit liability limits rather than only asking about price.

Useful questions include which vehicle the teen will primarily drive, how the carrier rates student drivers, whether any good-student or training credits are available, and how coverage works when your teen drives someone else's car.

Rating rules, credits, and eligibility vary by carrier and applicant.